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Axis Bank shares fell 4 per cent to their low of Rs 1,158 on the BSE on Friday; Should you invest?
Axis Bank Q4 Results.
Axis Bank Share Price: Axis Bank shares fell 4 per cent to their low of Rs 1,158 on the BSE on Friday, after the private lender reported a marginal fall in its standalone net profit to Rs 7,118 crore for the fourth quarter ended March 2025, compared with Rs 7,130 crore a year ago. The private lender’s total income during January-March 2025 rose 6 per cent to Rs 38,022 crore, compared with Rs 35,990 crore in the year-ago period.
Axis Bank reported a 5.5 per centyear-on-year rise in net interest income (NII) to Rs 13,810.5 crore in the March quarter, up from Rs 13,089 crore a year earlier. Net interest margin (NIM) improved by 4 basis points sequentially to 3.97 per cent, while core operating profit saw a healthy 11 per cent YoY growth, reaching Rs 10,575 crore.
Asset quality also showed improvement. The gross non-performing asset (GNPA) ratio declined 15 basis points YoY and 18 bps QoQ to 1.28 per cent, while the net NPA ratio stood at 0.33 per cent, down 2 bps QoQ.
The bank’s balance sheet expanded 9 per cent YoY to Rs 16.09 lakh crore as of March-end. Total deposits grew 10 per cent annually and 7 per cent sequentially. Current account deposits rose 16%, pushing the CASA ratio up to 41 per cent from 39 per cent in the previous quarter.
Brokerage Views: Should You Buy, Sell, or Hold Axis Bank Stock?
Nomura
Rating: Buy | Target Price: Rs 1,450 (vs current price of Rs 1,230)
Nomura remains bullish, citing expectations of 12–13 per cent CAGR in loan and deposit growth between FY25 and FY27. It sees the current valuation—1.7x FY26 book value—as attractive and anticipates loan growth to be a key catalyst ahead.
Nuvama
Rating: Buy | Revised Target Price: Rs 1,400 (from Rs 1,220)
Nuvama sees continued improvement in growth and non-performing loans, particularly in corporate credit. However, it noted that personal loan asset quality may take longer to stabilise. The brokerage flagged a potential rise in credit costs due to tighter asset classification in FY26, but remains positive on the stock.
Disclaimer:Disclaimer: The views and investment tips by experts in this News18.com report are their own and not those of the website or its management. Users are advised to check with certified experts before taking any investment decisions.
