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Ayushman Bharat offers health coverage of up to Rs 5 lakh per year for each eligible family.
Step-by-step guide to check your PMJAY eligibility online. (Representative Image)
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a flagship initiative by the Government of India, launched in line with the recommendations of the National Health Policy 2017. The scheme aims to achieve Universal Health Coverage (UHC) and is a significant step towards fulfilling the Sustainable Development Goals (SDGs) with the core principle of “leave no one behind.”
The scheme provides up to Rs 5 lakh per year per family on a floater basis, covering primary, secondary, and tertiary healthcare services. Previously known as the National Health Protection Scheme (AB-NHPS), the scheme functions under the broader framework of the National Health Protection Scheme (NHPS).
Benefits and Features of the Ayushman Bharat Scheme
Ayushman Bharat offers health coverage of up to Rs 5 lakh per year for each eligible family.
The scheme covers primary, secondary, and tertiary healthcare services at government and empanelled private hospitals.
Eligibility is based on Socio-Economic Caste Census (SECC) 2011 data, targeting poor, deprived rural families and specific occupational groups in urban areas.
All senior citizens aged 70 and above are included, regardless of their income.
Payments are made through a predefined package model, outlining costs, services, and procedures.
An Ayushman Bharat National Health Protection Mission has been set up for coordination between the Centre and state governments.
The scheme benefits around 40 per cent of India’s population, focusing on the poor and vulnerable.
All out-of-pocket expenses during hospitalisation will be fully covered under the scheme.
Costs incurred before and after hospitalisation are covered.
Daycare treatments and all pre-existing conditions are also included, along with follow-ups for up to 15 days post-treatment.
How to Check Your PMJAY Eligibility Online
Here’s a step-by-step guide for you to check your eligibility for the Aayushman Bharat scheme:
Go to the official PMJAY website at www.pmjay.gov.in.
Click on the ‘Am I Eligible’ tab at the top right corner of the homepage.
Choose ‘Beneficiary’ as your login option.
Enter your mobile number and the captcha code, then click ‘Verify’.
Enter the OTP sent to your mobile number and click ‘Login’.
Select the appropriate options in each drop-down menu and fill in the required details.
If you’re eligible, your details will appear on the screen confirming your coverage under the scheme.
Documents Required
Below are the documents required to check your eligibility for the Ayushman Bharat scheme:
Aadhar card for identity verification
Utility bills/Voter ID/Passport for residential proof
Income certificate
Ration card
PM/CM entitlement letter
Other documents, if required.
A team of writers and reporters decodes vast terms of personal finance and making money matters simpler for you. From latest initial public offerings (IPOs) in the market to best investment options, we cover al…Read More
A team of writers and reporters decodes vast terms of personal finance and making money matters simpler for you. From latest initial public offerings (IPOs) in the market to best investment options, we cover al… Read More
- Location :
Delhi, India, India
- First Published:
