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The Reserve Bank of India announced a record dividend payout of Rs 2.69 lakh crore to the central government for FY 2024-25, surpassing last year’s Rs 2.1 lakh crore.
The RBI’s record surplus transfer for FY25 provides a potential fiscal boost to the government ahead of key expenditure plans.
RBI Dividend 2025: The Reserve Bank of India (RBI) on Friday announced a dividend payout of record Rs 2.69 lakh crore for the central government for the financial year 2024-25. This much-anticipated announcement was made after the 616th meeting of the RBI’s Central Board of Directors under the chairmanship of RBI Governor Sanjay Malhotra.
Last year, the RBI had transferred a record surplus of Rs 2.1 lakh crore for FY24, more than double the Rs 87,416 crore transferred in FY23.
“The Board thereafter approved the transfer of Rs 2,68,590.07 crore as surplus to the Central Government for the accounting year 2024-25,” the RBI said in a release.
The board reviewed the global and domestic economic scenario, including risks to the outlook, RBI said in a statement.
The record dividend provides a potential fiscal boost to the government ahead of key expenditure plans.
Also Read: RBI Dividend 2025: How India’s Central Bank Earns Money, Why It Shares Profits With Government?
The RBI, like other central banks, earns a surplus every year through various operations and transfers a portion of this surplus to the central government as dividend or surplus transfer. This transfer is governed by the Economic Capital Framework (ECF), which was reviewed and revised in 2019 based on recommendations from a committee led by former RBI Governor Bimal Jalan.
As per the ECF, the RBI is required to maintain a certain level of risk provisioning — specifically under the contingent risk buffer (CRB) — within a range of 6.5 per cent to 5.5 per cent of its balance sheet. The remaining surplus after provisioning becomes eligible for transfer to the government.
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